AFGE MEMBERSHIP BENEFITS

When you join the union, you have access to these AFGE benefits (in addition to others).  These benefits are backed by the collective strength of over 13 million members of AFL-CIO unions.  By using one or two of the programs, many members save as much as their annual dues.  

  Savings

• Discount Dental Services.
• Vision care discounts.
• Discount pharmacy program.
• Save on hearing aids.
• Discount movie tickets.
• Save on car rentals from Hertz, Avis, Budget & National.
• Save on flowers-by-wire.
• Save on interstate moves.
• Save at Universal Studios, Sea World, Six Flags & Hershey Park.
• Educational Resources Discounts.

• Union-made Checks.  

Union Plus Credit Card and Credit Builder Program

• No annual fee.
• Grace period option.
• Lower interest rates.
• Free personalized checks.
• Personalized card (Identifies you as an AFGE member).
• Toll-free customer service access.
• For members with no credit history or damaged credit history.
• Credit limit determined by members' deposit; from $250 to $5,000.
• Deposit into an interest-bearing account.

• 25-day grace period.  

  Legal Services

• Free 30-minute consultation.
• Free document review.
• Free follow-up services. If your lawyer thinks a phone call or letter will solve the problem, it will be done for free.
• 30% discount on additional services if they become required.

• No enrollment charge or annual fee.  

  Mortgage and Real Estate Program

• Flexible downpayments help members into a home.
• Special help for the first-time home buyer.
• Competitive rates at or below national average.
• Refinance existing mortgage.
• Low fees and closing costs.

• Save on real estate fees when buying or selling a home.  

  Loan Program

• Personal, unsecured loans from $2,500 to $15,000.
• Up to seven years to repay.
• Low interest rates compared to finance companies.

• Home Equity loans.

  College Financing Information/Scholarships

• Information about grants, scholarships and college education loans.
• John N. Sturdivant Scholarship.

• Union Plus Scholarship Program.

  Health Needs Program

• Free 30-day trial period.
• Up to 40% savings on prescriptions.
• Significant savings on mail order prescription drugs.
• Up to 40% savings on frames, glasses and contact lenses.
• Free access to Nurse Helpline.
• Free access to Health Library and recorded health messages.
• 24,000 participating pharmacies nationwide.
• Quarterly savings statements.

• Prescription discounts for your pets.  

  Automobile and Accident Insurance

• Helps members purchase new vehicle at hundreds of dollars below typical dealer listings.
• Helps members purchase used cars at their true value.
• No charge to use this service.
• Available 24 hours a day, 365 days a year.
• Up to $100,000 in protection for loss of life, limb, eyesight.
• Covered at home, at work, during recreation, on travel.
• Family coverage available.
• Guaranteed acceptance.
• Low, low rates.

      For a complete list of member benefits, please visit www.afge.org.         

 CLICK HERE TO OBTAIN A COPY OF THE MEMBERSHIP FORM.